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| Oct. '06 |
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Welcome to Autumn in San Diego! We have some great bits of information in our October newsletter for all of you. The 2006 Academic Performance Index Rankings were recently released and we're making them available to you by area. Also included are Tips for Sellers in a Cooling Market as well as Coping with a Changing Mortgage Market-two very important factors in today's market place. And finally, a list of Pumpkin Patches & scary places in San Diego for your enjoyment. Thanks for specifying Chicago Title and Escrow!!
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Coping with a Changing Mortgage Market
After rising all year, interest rates recently fell for six consecutive weeks to their lowest point since July.
Less than a year ago, experts everywhere, from the Federal Bureau of Investigations to the Federal Reserve, questioned appraised values of homes. Now, as the boom wanes, lenders are more certain mortgages are backed by accurately valued collateral.
That doesn't mean lenders aren't still going gangbusters on riskier, high-leverage loans for those who qualify even if income, employment and asset documentation aren't checked.
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